“Cannot drive faster than 15 mph between lanes” That is the GOTCHA! Yes, a new 2022 law in Arizona allows motorcycles to split lanes…BUT many people who split lanes are going to get a TRAFFIC TICKET. Here is why. First – the law only allows motorcycles to split lanes of STOPPED vehicles. Second – the …
What do these numbers on your policy mean? These numbers represent the dollar limits of how much your insurer will pay to cover injury and property damage costs if you are involved in an accident. Each state has minimum liability requirements, but drivers may buy more coverage for extra protection. In Arizona this includes golf carts, motorcycles …
AUTO INSURANCE RATES BY LENGTH OF CONTINUOUS COVERAGE Maintaining continuous automobile insurance coverage without any lapses (even for a day!) is important because insurance companies view drivers who are already insured as very financially responsible and therefore a much lower risk. Notably, California is the only state where insurance companies don’t take insurance history into consideration when …
To bundle or not to bundle? Many purchase three or more types of insurance coverage from the same company — commonly known as bundling. When you bundle coverage for your apartment, house, or condo with coverage for your car, motorcycle, or boat you can save 5 – 10% on car insurance. The amount of savings …
Ways to save money on auto insurance Did you know that how you do business with your auto insurance company can directly affect your rates? For example, paying for your policy in advance, in full and online can save you more than 11% on car insurance. Transfer funds (1.5%), buy online ( 1.1%), pay in full (4.9%) …
It Went Way Up This Year People who drive for a rideshare company like Uber or Lyft are covered by those companies when they are driving “on the job” with a passenger in the car. The same drivers are covered by their own auto policies when they are driving for personal use. However, there is …
Rideshare insurance: What coverage do Uber and Lyft drivers need? Read More »
Arizona’s Insurance Requirements Liability coverage is required (it’s the law), but you’ll need to add comprehensive, collision and other coverages if you want to protect your vehicle and yourself. Many drivers also opt to increase liability coverage above the state-required minimum to safeguard against the most serious and costly accidents. State minimum liability coverage offers the least amount of protection for …
The primary use of your vehicle determines the price Most drivers primarily use their car to drive to and from work, run errands, and do other personal tasks. Driving for pleasure usually means you have multiple cars and one is more for weekend cruising. Meanwhile, farm-use vehicles require a limited, special license. People who drive …
UBI – Usage Based Insurance, Does it Make Sense You may have heard of or usage-based insurance (UBI), telematics, or pay-per-mile. While slightly different, all use technology to monitor how, where, and/or how much a person drives a car to measure their risk and set the price for their insurance policy. This insurance product uses …
The New Thing In Insurance: Telematics – or Pay Per Mile Read More »
How does annual mileage affect your auto insurance rates? Car insurance based on mileage, at least in part, makes sense. The more you’re behind the wheel, the more chance there is of being in an auto accident. However, it’s only one of the common rating factors car insurance companies look at. Annual mileage has little to no …
Will Driving Fewer Miles Save you Money on Auto Insurance? Read More »
