Ways to save money on auto insurance Did you know that how you do business with your auto insurance company can directly affect your rates? For example, paying for your policy in advance, in full and online can save you more than 11% on car insurance. Transfer funds (1.5%), buy online ( 1.1%), pay in full (4.9%) …
It Went Way Up This Year People who drive for a rideshare company like Uber or Lyft are covered by those companies when they are driving “on the job” with a passenger in the car. The same drivers are covered by their own auto policies when they are driving for personal use. However, there is …
Rideshare insurance: What coverage do Uber and Lyft drivers need? Read More »
Arizona’s Insurance Requirements Liability coverage is required (it’s the law), but you’ll need to add comprehensive, collision and other coverages if you want to protect your vehicle and yourself. Many drivers also opt to increase liability coverage above the state-required minimum to safeguard against the most serious and costly accidents. State minimum liability coverage offers the least amount of protection for …
The primary use of your vehicle determines the price Most drivers primarily use their car to drive to and from work, run errands, and do other personal tasks. Driving for pleasure usually means you have multiple cars and one is more for weekend cruising. Meanwhile, farm-use vehicles require a limited, special license. People who drive …
UBI – Usage Based Insurance, Does it Make Sense You may have heard of or usage-based insurance (UBI), telematics, or pay-per-mile. While slightly different, all use technology to monitor how, where, and/or how much a person drives a car to measure their risk and set the price for their insurance policy. This insurance product uses …
The New Thing In Insurance: Telematics – or Pay Per Mile Read More »
How does annual mileage affect your auto insurance rates? Car insurance based on mileage, at least in part, makes sense. The more you’re behind the wheel, the more chance there is of being in an auto accident. However, it’s only one of the common rating factors car insurance companies look at. Annual mileage has little to no …
Will Driving Fewer Miles Save you Money on Auto Insurance? Read More »
How much does distracted driving affect your rate? Getting caught texting or watching Youtube using your cell phone while driving will raise your insurance rate by an average of 23% ($356) — and in some states much more than 63%. The cost for distracted driving has increased notably in recent years as insurers learn more …
How much does a Distracted Driving Ticket Affect your Auto Insurance? Read More »
Speeding Tickets If you’ve get a speeding ticket in Arizona recently, you’re probably wondering if you’ll see an increase in your car insurance rates. Yes, you’ll likely pay more for car insurance after being convicted of speeding. The faster you’re speeding, the greater the impact a ticket will have on your insurance rates. Insurers also significantly penalize drivers …
How Much do Speeding Tickets Affect your Auto Insurance? Read More »
A Speeding Ticket May Increase Your Auto Insurance 30% Your driving record impacts significantly what you pay for auto insurance, and some traffic violations and claims are much more costly than others. No matter which state you live in, there will be at least a 29% increase in auto insurance premiums if you are caught …
How Much do Accidents, Traffic Tickets and Claims Affect your Auto Insurance? Read More »
Your Job Title Affects the Price You Pay Believe it or not, your job can affect what you pay for car insurance. Drivers who are employed full-time save about $23 on car insurance annually, and active duty military personnel get an average discount of about $21 over employed civilians. Several states don’t include employment as a car …
Your Auto Insurance is Affected by Your Occupation. Read More »
