Auto Insurance Rates are Based on Your Marital Status

When single people get married, their car insurance rates drop about 7.3%, saving roughly $104/year. And when they get divorced, their rates shoot back up to those of a single person. In all but 13 states, single and divorced people have the same rates — in 10 states divorced people pay more. Some states
— including Montana, Michigan and Hawaii — don’t allow the use of marital status in determining rates at all.