In Many States Women pay More than Men for Insurance.
Nationally, the difference between what women and men pay for car insurance is insignificant (less than 0.1%). Interestingly, in 20 states women pay more than men, and in 25 states men pay more
than women.
Oregon has the highest difference in average annual premiums, at nearly 6%, and Utah is the second highest at nearly 4%. Both differences favor men over women. Hawaii, Massachusetts, Montana, California, Pennsylvania and North Carolina see no difference at all in average annual premiums between men and women because a persons sex cannot legally be considered a factor in determining insurance premiums in those states.