Auto insurance rates in Arizona are based on: 3

The Arizona Department of Insurance

The purpose of this Arizona Department of Insurance and Financial Institutions (DIFI) publication is to encourage consumers to do some
comparison shopping for automobile insurance before making a purchase. DIFI based the premiums in this publication on hypothetical
situations, so as to provide an example of the available premium range among insurers. Although actual premiums may vary according
to the particulars of an actual application, the wide premium range shown herein evidences that a competitive market exists and that a
consumer, under average circumstances, can save money by comparing one insurer’s premiums against another’s.

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Defensive Driving