What is the state of auto insurance in 2022?

Back up, after going down last year

Defensive Driving
  • The average car insurance rate rose 3% from
    2020 to 2021.
  • Rates actually fell in 2020 for the first time
    since 2013. Because of that drop, the increase
    in 2021 still leaves rates down 1% from 2019 rates
  • Other than the dip last year and in 2013, rates
    have been increasing steadily and have overall
    skyrocketed 28% in the last decade.