How much does car insurance cost in Mesa?

Those driving in Mesa, Arizona, pay about $960 every six months, or $160 per month on average for car insurance. Data shows that for the year 2024, Auto-Owners is the most affordable car insurance provider in Mesa, with rates starting at $539 for a six-month policy.

The average rates in Mesa are higher than both the Arizona average of $874 every six months and the national average of $880, but they are lower than in other major cities in the state. Among our customers in Mesa, 40% said they feel they are paying too much for car insurance. To learn more about insurance requirements and typical rates in Mesa, read on.

Car Insurance in Mesa vs. Arizona

Car Insurance in Mesa vs. Arizona

Avg. 6 Mo. Premium

Arizona Average

$874

Mesa Average

$960

Source: The Zebra

The cheapest car insurance companies in Mesa

1st place: Auto-Owners

The top spot for cheap auto insurance in Mesa goes to Auto-Owners. Rates average $539 for a six-month policy, which breaks down to about $90 per month. 

2nd place: GEICO

GEICO is the second cheapest option at $114 per month or $685 for a six-month policy.

3rd place: Travelers

Travelers came in third place with rates at $117 a month, which is $704 for a six-month policy.

The key takeaways about car insurance in Mesa:

  • The average cost of a car insurance policy in Mesa is $960 per six-month policy — or $160 per month.
  • The cheapest company in Mesa is Auto-Owners ($539 every six months).
  • Mesa ranks as the 19th most expensive city for car insurance in Arizona.