How Claims Impact What You Pay for Car Insurance
| Claim | Insurance Rate Increase by % | Insurance Rate Increase by $ |
|---|---|---|
| One Medical/Personal Injury Claim | 0.3% | $4 |
| One Comprehensive Claim | 4.4% | $64 |
| Two Medical/Personal Injury Claims | 5.5% | $80 |
| Two Comprehensive Claims | 10.7% | $158 |
A medical or personal injury claim pays for medical treatments and recovery costs for those injured in a car accident.
A comprehensive claim pays for damage not caused by an accident. This includes theft, vandalism, animal, and weather damage.