Who Needs Vehicle Insurance in Arizona?

[cs_content][cs_section parallax=”false” style=”margin: 0px;padding: 45px 0px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_image type=”none” src=”http://2passdd.com/taylor/wp-content/uploads/2017/01/arizona-insurance.jpg” alt=”” link=”false” href=”#” title=”” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=””][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” style=”margin: 0px;padding: 45px 0px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_card animation=”flip-from-top” center_vertically=”true” front_style=”border-width: 8px 8px 8px 8px; border-style: solid; border-color: #2772a4; color: #ffffff; background-color: #3498db;” front_icon=”user” front_icon_size=”36px” front_icon_color=”#99cbed” front_title=”Who Must Buy Car Insurance?” front_text=”In Arizona, anyone owning a car registered in the state who plans on driving it must get liability insurance. If you plan to take the car out of circulation to fix or restore it, you can file a de-insurance certificate, which keeps the registration from being suspended.” back_style=”border-width: 8px 8px 8px 8px; border-style: solid; border-color: #744288; color: #ffffff; background-color: #9b59b6;” back_title=”Proof of Insurance” back_text=”Arizona law mandates that drivers must carry evidence of “financial responsibility” within their vehicle, which typically comes in the form of an insurance card, car insurance policy or another method of proof (see “Alternatives to Insurance” below). There are two times that drivers may need to show proof of insurance: when a law enforcement officer requests to see it or after an accident.

If you’ve misplaced your card or policy, though, don’t worry: the state allows proof of financial responsibility to be shown to an officer via a wireless device, such as a smartphone.

Alternatives to Insurance in Arizona

Arizona drivers don’t have to carry insurance — they just need proof of “financial responsibility.” For those drivers who eschew insurance, they can instead deposit $40,000 with the state treasurer, who will provide them with a certificate of deposit that must be carried in the vehicle.” back_button_enabled=”false” padding=”10% 10% 10% 10%”][x_line style=”border-top-width: 1px;”][/cs_column][/cs_row][/cs_section][/cs_content]