![\"Arizona](\"http:\/\/2passdd.com\/Arizona-Defensive-Driving-School\/wp-content\/uploads\/2022\/09\/Rate-Savings.jpg\")
<\/p>\nMaintaining continuous automobile insurance coverage without any lapses (even for a day!) is important because insurance companies view drivers who
\nare already insured as very financially responsible and therefore a much lower risk. Notably, California is the only state where insurance companies don\u2019t
\ntake insurance history into consideration when setting rates.<\/p>\n
<\/p>\n
A driver\u2019s prior level of automobile insurance coverage also factors into future rates. Drivers who maintain high levels of liability coverage see significant
\nsavings over time. For example, a driver who maintains state minimum coverage for five years would save about 6% on insurance compared to
\nsomeone without a coverage history. A driver who maintained 100\/300 liability coverage for five years would save 12%.<\/p>\n
![\"Arizona](\"http:\/\/2passdd.com\/Arizona-Defensive-Driving-School\/wp-content\/uploads\/2022\/09\/Rate-Savings1.jpg\")
<\/p>\n","protected":false},"excerpt":{"rendered":"
AUTO INSURANCE RATES BY LENGTH OF CONTINUOUS COVERAGE Maintaining continuous automobile insurance coverage without any lapses (even for a day!) is important because insurance companies view drivers who are already insured as very financially responsible and therefore a much lower risk. Notably, California is the only state where insurance companies don\u2019t take insurance history into consideration when …<\/p>\n