How Do Tickets Impact Car Insurance Rates in Arizona?
If you get a ticket, your auto insurance premiums will probably rise. How much your rates rise depends on the severity of the violation, your car insurance company’s pricing standards, and differing local insurance risks and regulations. That’s why tickets may have a different impact on insurance in your state compared to the national average.
Below is a look at car insurance costs in Arizona after a few common violations.
| Violation | Avg. Annual Auto Insurance Rate | % Insurance Rate Increase | $ Insurance Rate Increase |
| Hit and Run | $3,115 | 141% | $1,820 |
| Refused Breathalyzer/Chemical Test | $2,979 | 130% | $1,684 |
| DUI | $2,979 | 130% | $1,684 |
| Racing | $3,103 | 140% | $1,808 |
| Reckless Driving | $2,255 | 74% | $960 |
| Driving with a Suspended License | $2,107 | 63% | $812 |
| At-Fault Accident | $1,965 | 52% | $670 |
| Driving with an Open Container | $2,006 | 55% | $711 |
| Operating a Vehicle Without Permission | $1,696 | 31% | $401 |
| Passing a School Bus | $1,858 | 43% | $563 |
| Improper Passing | $1,769 | 37% | $474 |
| Following Too Closely | $1,675 | 29% | $381 |
| Speeding | $1,747 | 35% | $452 |
| Failure to Stop at a Red Light | $1,675 | 29% | $381 |
| Illegal Turn | $1,675 | 29% | $380 |
| Driving Wrong Way/Wrong Lane | $1,666 | 29% | $371 |
| Failure to Yield | $1,675 | 29% | $381 |
| Speeding in a School Zone | $1,779 | 37% | $484 |
| Driving Too Slowly | $1,780 | 37% | $485 |
| Distracted Driving | $1,667 | 29% | $372 |
| Driving with Expired Registration | $1,355 | 5% | $60 |
| Failure to Show Documents | $1,355 | 5% | $60 |
| Not-at-Fault Accident | $1,348 | 4% | $53 |
| Failure to Use Child Safety Restraint | $1,312 | 1% | $17 |
| Failure to Wear a Seat Belt | $1,387 | 7% | $92 |
| Driving Without Lights | $1,312 | 1% | $17 |